Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Tuesday, December 10 2024 at 11:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6% (APR=6.037%) | 6.25% (APR=6.442%) |
| Points / Credits | $791 | $7,717 |
| Payment | $1,199 | $1,231 |
| Saving over 30 years | $18,446 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Tuesday, December 10 2024 at 11:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.125% (APR=6.127%) | 6.5% (APR=6.603%) |
| Points / Credits | $68 | $2,853 |
| Payment | $1,823 | $1,896 |
| Saving over 30 years | $29,137 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Tuesday, December 10 2024 at 11:00 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 5.875% (APR=5.91%) | 6.375% (APR=6.59%) |
| Points / Credits | $563 | $1,125 |
| Payment | $887 | $936 |
| Saving over 30 years | $18,202 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Tuesday, December 10 2024 at 11:00 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6% (APR=6.023%) | 6.75% (APR=7.008%) |
| Points / Credits | $500 | $1,726 |
| Payment | $1,199 | $1,297 |
| Saving over 30 years | $36,506 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Tuesday, December 10 2024 at 11:00 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.25% (APR=6.259%) | 6.375% (APR=6.746%) |
| Points / Credits | $351 | $3,997 |
| Payment | $2,155 | $2,184 |
| Saving over 30 years | $14,086 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Tuesday, December 10 2024 at 11:00 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6% (APR=6%) | 6.25% (APR=6.444%) |
| Points / Credits | $0 | $3,200 |
| Payment | $959 | $985 |
| Saving over 30 years | $12,560 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)